Bar Enrollment No: 11646 / 2023 Prayagraj, Uttar Pradesh
+91-7839167212 harsh27051999@gmail.com
High Court & Financial Law Practice

ADVOCATE HARSH DEV PANDEY

Strategic Legal Counsel in Banking, Recovery & High Court Matters

Specialised representation across SARFAESI & DRT proceedings, NI Act Section 138 cheque bounce litigation, Allahabad High Court writ advocacy, and financial law compliance.

3+ Years Practice
100+ NI Act Matters
DRT Tribunal Experience
HC High Court Writs
Bar Enrollment 11646 / 2023  ·  Prayagraj, UP  ·  Associate Legal Manager & ARD, IndusInd Bank
Direct Legal Line +91-7839167212
WhatsApp Book Consultation
Law Chambers
Prayagraj Chambers & Allahabad High Court Practice
Practice Profile

Legal Expertise in Litigation & Regulatory Compliance

Advocate Harsh Dev Pandey brings over three years of rigorous legal practice across banking institutions, financial companies, and individual litigants. His core practice spans credit risk management, SARFAESI enforcement, NI Act Section 138 matters, and writ litigation before the Allahabad High Court.

Bar Enrollment No. 11646 / 2023
Primary Forums High Court & DRT
Banking Clients IndusInd & Shriram Finance
Location Prayagraj, Uttar Pradesh
Schedule a Consultation
Allahabad High Court

Allahabad High Court Advocacy

Writ petitions, stay applications & appellate matters before the Hon'ble High Court of Judicature at Allahabad

Areas of Practice

Specialized Legal Services

Focused representation for banking institutions, borrowers, businesses, and individuals across UP courts and the High Court.

Banking

Banking & Financial Law

Credit risk assessment, loan documentation, corporate lending compliance, and RBI regulatory liaison for banks and NBFCs.

  • Loan Structuring & Agreements
  • Credit Risk Due Diligence
  • RBI Compliance Advisory
DRT

SARFAESI & DRT Proceedings

Representation before Debt Recovery Tribunals for secured creditors and borrowers in enforcement and restructuring matters.

  • Sec. 13(2) & 13(4) Notice Handling
  • DRT Securitization Applications
  • Restructuring Negotiations
Sec. 138

NI Act 138 — Cheque Bounce

Statutory notices, criminal complaint filings, and court representation in cheque dishonour and financial recovery matters.

  • Demand Notice Drafting
  • Criminal Complaint Filing
  • Settlement & Debt Recovery
High Court

High Court Writs & Appeals

Constitutional writ petitions (Art. 226/227), emergency stay applications, and appellate hearings at Allahabad High Court.

  • Emergency Stay Applications
  • Constitutional Writs
  • Appellate Representation
Drafting

Contract Drafting & Notices

Legal notices, commercial contracts, settlement deeds, and pre-litigation strategy with risk evaluation.

  • Commercial Agreements
  • Legal Notices & Replies
  • Pre-Litigation Review
Civil

Civil Suits & Consumer Disputes

Civil court recovery suits, NCLT insolvency proceedings, arbitration, and Consumer Disputes Redressal Commission filings.

  • Commercial Recovery Suits
  • NCLT Insolvency Petitions
  • Consumer Rights Enforcement
Career Record

Professional Experience

July 2026 – Present Current Role

Associate Legal Manager & ARD

IndusInd Bank

Heading asset recovery legal strategy, credit risk assessment, and court compliance oversight for banking operations across the portfolio.

July 2024 – March 2026 Branch Legal Head

Branch Legal Head

Shriram Finance Ltd, Chandauli

  • Represented the institution in proceedings before DRT, Civil Court, and the Allahabad High Court.
  • Coordinated with external counsels across multiple districts and tracked litigation outcomes.
  • Filed 100+ NI Act Section 138 matters, SARFAESI proceedings, and commercial recovery suits.
  • Drafted legal notices, formal replies, and settlement deeds in fraud and loan recovery cases.
May 2023 – June 2024 High Court Practice

Practiced under Additional Chief Standing Counsel

High Court of Judicature at Allahabad

  • Assisted Senior Counsel Sh. Dinesh Kumar Singh in High Court proceedings and writ petitions.
  • Appeared before District Forums, State Commission, Educational Tribunals, NCLT, and Arbitrators.
  • Handled cheque bounce cases, recovery suits, writ petitions, and consumer court matters.
Online Scheduling

Schedule a Legal Consultation

Choose your consultation mode, preferred date, and time slot. Get an instant booking reference with WhatsApp sync to the advocate.

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Consultation Mode

Date & Time Slot

Available Mon – Sat, 10:00 AM – 7:30 PM

Client Details

Booking Summary

Mode: Phone Consultation

Area: Banking & Financial Law

Date & Time: —

Advocate Line: +91-7839167212

Questions & Answers

Frequently Asked Questions

Call +91-7839167212 directly or use the WhatsApp button to start a quick inquiry. For a dedicated 30-minute case review, use the online scheduler above to book your slot.

Keep a copy of the bank notice (Sec. 13(2) or 13(4)), loan sanction letter, account statements, property documents, and any prior correspondence with the bank or financial institution.

A statutory demand notice must be issued within 30 days of receiving the bank's dishonour memo. If payment is not made within 15 days, a criminal complaint is filed before the Judicial Magistrate.

Yes. Writ petitions under Article 226 can be filed before the High Court of Judicature at Allahabad for interim stays against illegal bank auctions, coercive recovery actions, or administrative violations.

Yes. Video consultations via Google Meet or Zoom are available for outstation clients across UP, Delhi, and beyond. Meeting links are shared 15 minutes before the scheduled slot.